Bajaj Allianz Two Wheeler Insurance A Comprehensive Protection Plan

When it comes to insuring your beloved two-wheeler, it’s essential to opt for a reliable insurance plan that covers all possible risks. Bajaj Allianz Two Wheeler Insurance is one such comprehensive protection plan that promises to safeguard your vehicle from various threats. With a strong presence in the Indian market, Bajaj Allianz is a trusted name for insuring bikes and scooters.

Why do you need Two Wheeler Insurance?

First and foremost, owning a two-wheeler in India requires you to have insurance as per the Motor Vehicle Act. The act makes it mandatory for all vehicle owners to have at least third-party liability insurance. This policy covers any damage caused to a third-party’s vehicle or property in case of an accident.

However, a third-party liability policy does not protect your two-wheeler from damages or losses that may occur due to natural calamities or theft. Therefore, it’s crucial to opt for a comprehensive insurance plan that offers extensive coverage.

What does Bajaj Allianz Two Wheeler Insurance cover?

Bajaj Allianz Two Wheeler Insurance offers comprehensive coverage that protects your two-wheeler from various risks. Here’s a brief overview of what the policy covers:

1. Third-party Liability Cover:

As per the Motor Vehicle Act, third-party liability coverage is mandatory for all two-wheelers. Bajaj Allianz Two Wheeler Insurance provides you with this cover as well. It covers any damage caused to a third-party’s vehicle or property due to an accident.

2. Own Damage Cover:

This coverage protects your two-wheeler from various external factors such as natural calamities, fire, theft, riots, etc. It also covers damages caused due to accidents, including collisions, overturning, and others. The policy offers a maximum sum insured of up to Rs. 1 lakh.

3. Personal Accident Cover:

This coverage pays for any expenses incurred in case of injuries or death of the policyholder due to an accident involving your two-wheeler.

4. Optional Add-On Covers:

Bajaj Allianz Two Wheeler Insurance offers several add-on covers that you can opt for as per your requirement. These covers include Zero Depreciation Cover, Engine Protector Cover, Roadside Assistance Cover, etc.

Benefits of Bajaj Allianz Two Wheeler Insurance:

1. Comprehensive Coverage:

Bajaj Allianz Two Wheeler Insurance offers comprehensive coverage that protects your two-wheeler from various risks.

2. No Claim Bonus:

If you do not make any claims during the policy period, you are eligible for a no claim bonus (NCB). The NCB reduces your premium for the next policy renewal.

3. Cashless Claims:

Bajaj Allianz has a vast network of garages across India, where you can get your two-wheeler repaired without paying anything upfront. You only need to pay the excess amount if applicable.

4. Easy Online Process:

You can buy or renew your Bajaj Allianz Two Wheeler Insurance policy online in a few simple steps. You can also make changes or modifications to your policy online.

5. Dedicated Customer Support:

Bajaj Allianz has a dedicated customer support team that is available round the clock to assist you and resolve any queries or issues.

TVS Insurance:

TVS Motors is a renowned two-wheeler manufacturer in India, known for its reliable and stylish motorcycles and scooters. TVS insurance is a two-wheeler insurance plan that provides comprehensive coverage for TVS vehicles. Bajaj Allianz offers TVS insurance as well, which is tailored to meet the requirements of TVS owners.

Here are some of the benefits of TVS insurance offered by Bajaj Allianz:

1. Comprehensive Coverage:

Bajaj Allianz TVS insurance provides extensive coverage that safeguards your TVS vehicle from various risks, including third-party liabilities, damage due to natural calamities, theft, and fire.

2. Personal Accident Cover:

The coverage includes personal accident cover for the policyholder in case of injuries or death caused due to an accident involving the TVS vehicle.

3. No Claim Bonus:

You are eligible for a no claim bonus (NCB) if you do not make any claims during the policy period. The NCB reduces your premium for the next policy renewal.

4. Optional Add-On Covers:

Bajaj Allianz TVS insurance provides several add-on covers, including Zero Depreciation Cover, Engine Protector Cover, Roadside Assistance Cover, etc. You can opt for them as per your requirements.

How to Buy Bajaj Allianz Two Wheeler Insurance:

You can buy Bajaj Allianz Two Wheeler Insurance online in a few simple steps. Here’s how:

1. Visit the Bajaj Allianz website at https://www.bajajallianz.com/motor-insurance/two-wheeler-insurance-online.html

2. Select the type of two-wheeler you own.

3. Enter your vehicle details, including registration number, make and model.

4. Choose the type of coverage, including third-party liability, comprehensive or standalone own damage.

5. Select any optional add-on covers, if required.

6. Enter your personal information, including name, contact details, and address.

7. Review the policy details and confirm payment.

Conclusion:

Bajaj Allianz Two Wheeler Insurance is a comprehensive protection plan that provides extensive coverage for your beloved two-wheeler. With various benefits and add-on covers, you can customize your policy as per your requirements. Bajaj Allianz also offers TVS insurance, tailored to meet the needs of TVS vehicle owners. You can purchase the insurance policy online in a few simple steps. Remember, insuring your two-wheeler is not only a legal requirement but also a necessary step to protect your vehicle from various risks.

(Disclaimer: The information provided in this article is for general informational purposes only and does not constitute financial advice. Please consult with a qualified financial advisor before making any decisions about loans.)